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During Justine’s tenure at CIT she has experience working in all aspects of the lease life cycle: residual setting, originations, collections and end of term servicing. Justine has also successfully worked the portfolio on due diligences, portfolio conversions (including international) and technology initiatives. A lot of focus was spent working closely with sales as new programs are onboarded to ensure proper servicing requirements. As new applications and enhancements are rolled out to support existing and new businesses Justine works to practice transformational change with the improvements. Most recently Justine was promoted from VP of Asset Management to a Director of Operations.

Veteran support is a passion of Justine’s and she is National Advocacy lead for the Be You Veterans employee resource group. Away from work Justine enjoys spending time at the beach with her family. Her two boys keep her busy fishing, boating, surfing and watching lacrosse tournaments.

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I grew up in Boise, Idaho, and my high school class consisted of 13 people. 40% of the school came from countries around the world. I earned an international baccalaureate degree and knew from the age of 12 I wanted to go to school in Boston. My younger brother went the opposite route—he headed to Portland, OR. I went to Wellesley College (right outside of Boston—close enough) and majored in theatre studies and anthropology. I was the president of the Shakespeare Society and I directed three plays in college; I acted in/produced/sound designed for maybe 25 more. I have lived in Idaho, Boston, New York City, Jamaica, St. Louis, Chicago, and San Francisco. I ended up in Philadelphia and this is my third stint living here—I just can’t stay away. I bought a house here—now I also can’t move away. I have a tech background and I’ve done some political campaigning. I’ve always been sales or sales-adjacent, but my passion is coaching. My husband is from Germany and my dog is from Kensington. He is a pug-cocker spaniel who is very lazy and very funny. I am childfree by choice. I am the Demand Gen/SDR Manager at Marlin Capital Solutions. I like people who are funny, intelligent, and generous. All day, I seek to laugh, make other people laugh, and shine a flashlight through the dark tunnel of one person’s career. I’m excited to work with you all.

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Richard Irwin is SVP and Chief Financial Officer at Marlin. Mr. Irwin is responsible for overseeing the company’s Accounting, Financial Planning & Analysis, Tax, and Treasury teams. Mr. Irwin joined Marlin as Treasurer, relaunching the Term ABS program after an 8-year hiatus, streamlining the syndicated secondary marketing process, assisting in M&A and due diligence activities, as well as overseeing the company’s general pricing strategy. Prior to joining Marlin in 2016, Mr. Irwin spent over 19 years at CIT Group Inc., holding various positions in Corporate Accounting, Treasury Risk Management, Funding, and Mergers & Acquisitions. During his time at CIT, Mr. Irwin was responsible for certain fundings of the US and Canadian Vendor Finance, US Factored Receivable, and the Global Aerospace and Rail portfolios as well as analyzing over 75 M&A transactions including the US acquisition of Direct Capital and CIT’s divestitures in Asia, Europe, and South America. Mr. Irwin earned a BS in Finance and an MBA from Rutgers University, earned the Certified Treasury Professional designation, and is a Chartered Financial Analyst charterholder.

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Tara has 15 plus years of HR experience, six of which have been spent at Peoples United Bank. She has supported a variety of different groups including corporate, sales, engineering and service across a variety of industries. She has been involved with 10 mergers and acquisitions throughout her career. Tara also has had the opportunity to manage, mentor and coach numerous people throughout her career. She served on the board of the western branch of the Society for Human Resources Management from 2006-2011 in the position of Chair of Student Affairs and Co-Chair of Community Affairs. She has a master’s degree in Integrated Marketing from Manhatanville College and an undergraduate degree in Criminal Justice from Salve Regina University. She also holds certificates in Mediation as well as Dale Carnegie. Tara currently lives in Stamford, Connecticut and works out of Bridgeport, Connecticut.

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Adam Ohme is Vice President of Underwriting at Channel, tasked with steering process and policy implementation and team development with a focus on the Equipment Finance product and shared Working Capital product responsibility.

Prior to joining Channel, Ohme was Lending Manager in the Commercial Vehicle Group at Wells Fargo where he managed a credit analyst team that funded +$500MM annually in flow/small ticket and middle ticket business transactions $10-500K. In his 13 years at Wells Fargo, Ohme served in various roles from branch management to commercial lending and played a vital part in instituting numerous compliance and regulatory requirements, including BSA due diligence.

Ohme holds a Bachelor of Arts in Business Management from St. John’s University, a Master of Business Administration from St. Mary’s University, and achieved his CLFP designation in May of 2021.

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Tom Feierabend is a Sales Director at LEAF Commercial Capital with 15 years of experience in Leasing/Sales. Tom currently manages a team of 15 members and provides the training and development of new and tenured Sales Reps to help them achieve their goals. He specializes in creating strategies to help close complicated transactions. A strong believer in open communication and interaction, you will find Tom sitting side by side with colleagues showing them how they can get to the next level of their career. On the weekend you can find him cooking, mostly behind a BBQ.

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I grew up in a small rural community in mid Missouri and have always been very involved in athletics.  After High School I played division II basketball while completing my Bachelor of Science in Sports Management with an emphasis on business.  I started my career in the proprietary  education sector.  I began working for the admissions office, from there became the Director of Admissions, and eventually had the opportunity to move back to my hometown and be the Director of a school locally.   I eventually realized I was looking for a career change that would allow me to use the skills I had developed, while gaining additional knowledge that could help me achieve personal and professional goals.  I started my journey in the Leasing and Finance industry in early 2012 with LEAF Commercial Capital.   LEAF has created an environment where colleagues truly feel like family, and I am proud to be a part of the organization.  I began my journey in the technology sales sector, transitioned into the office products sales division, and most recently helped the company to leverage a business unit in the diversified equipment space.  I am currently the Director of Sales for Diversified Vendor Markets and looking forward to continue providing  growth opportunities for my company and employees.

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My name is Tim Egan and I am from New Jersey. I work full time as Vice President of Compliance and Operations at a bank owned finance company in New York City. We finance laundromats, car washes, grocery stores, tow trucks and more. I have been in equipment finance for 15 years, which began documenting loans at a different bank owned finance company, where I landed after the military. I am a single parent of 4 kids between the ages of 11 & 19. I have half an MBA but don’t plan on going back to finish it up. I enjoy reading fiction and writing music. Happy to meet you.

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I wear many hats at LEAF - which makes my role fun and exciting. I work closely with LEAF’s multiple business lines, shared services, parent organization, and external partners to serve our customers and advance our mission. My wife and I live in New Jersey with our two young children and feisty terrier. I was previously an entrepreneur, which led me to develop a passion for business strategy and creating unique growth opportunities.

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Seasoned credit risk professional with over 10 years of experience in the equipment finance industry with proven record of developing high performance teams in a banking regulated environment, specialize in bridging internal and external partners to achieve desire outcome on small and middle ticket transactions.

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My role at LEAF, along with my team of six, is to provide data analytics and reporting to all areas of the company to manage the business. I have a passion for data and delivering insights. I have been in the industry for thirty three years. My husband and I have two daughters. I am somewhat of a pioneer of working from home as I have had a hybrid schedule for twenty six years.

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I am a Vice President of Asset Management for Wintrust Commercial Finance in Frisco TX. I have held that role with WCF for 4.5 years and has been in the industry for over 6 years. I was born and raised in rural Northwest Nebraska, I am a passionate sports fan and also enjoy restoring old vehicles and woodworking. I am married to my high school sweetheart, Krista. We have no kids and one dog, Ruger. We both love to travel and attend concerts.

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Rita Garwood is editor in chief of trade magazines Monitor, serving the equipment finance industry; ABF Journal, serving the commercial finance and asset-based lending industry; DealMaker, the magazine of the National Alliance of Commercial Loan Brokers and Commercial Factor, the magazine of the International Factoring Association.

Her 20 years of interviewing experience have come in handy as the host of Monitor Podcast+ and the DealMaker Talks video series.

Rita serves as managing editor of Monitor and DealMaker magazines, and she collaborates with the equipment finance industry to produce Monitor’s annual rankings, including the Monitor 100.

In addition to her current role, Rita has operated Garwood Writing and Editing Services, a Philadelphia-based freelance writing and editing business, since 2006. She specializes in topics related to commercial finance, and she has taken on assignments involving education, non-profits, and technology.

Experienced in public relations and marketing, Rita writes articles, blogs, press releases, newsletter content and marketing materials. She has also helped organizations create marketing calendars and manage their social media presence.

In 2013 to 2014, Rita served as research assistant to a doctoral candidate and conducted a series of interviews with educators after obtaining a NIH Protecting Human Subject Research Participants Certificate from The National Institutes of Health.

Currently, Rita serves on the auction committee of Charlestown Playhouse, a non-profit, parent-cooperative preschool that emphasizes learning through child-centered play. She manages marketing and social media campaigns for the school’s annual auction fundraisers, and she interviews teachers each month for the school’s newsletter.

Rita served as a Girl Scout troop leader from 2014 to 2019. During that time, she obtained Outdoor Overnight Training certification from Girl Scouts of Eastern Pennsylvania, took a troop of 12 girls on many overnight camping adventures and served as ‘cookie mom’ for three years.

Rita graduated magna cum laude from Kutztown University’s professional writing program in 2006 where she studied journalism, magazine writing, public relations, creative writing, copy and line editing and business writing.

In her spare time, Rita enjoys spending time with her husband and three children, reading, hiking, forest bathing, cooking with fresh organic produce from her local CSA, and pretending to be a photographer.

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Nicole White is a Director in Sales Operations at CIT Bank, a Division of First Citizens Bank & Trust Company. She has responsibility for Indirect Deal closings for Equipment Finance and oversees all Syndication closing activities for CIT’s small-ticket & mid-ticket transactions. This includes program management, deal structuring and booking. In her role she is further responsible for control management activities which cover quality assurance reviews, policies and procedures implementation, coordination with internal and external auditors, as well as providing onboarding support for new relationships and products.

Nicole has over 5 years of experience in the Commercial Leasing industry and has played an integral role in large portfolio acquisitions as well as Business Capital control projects. She joined CIT in May 2016.

She received a BS degree in Finance from the University of Florida – Warrington College of Business. Outside of work Nicole enjoys going to the beach and taking her two dogs on local trails.

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Joseph Turner is a Vice President responsible for Strategy and Analytics for Business Capital and has been with the firm since 2016. Joseph began his career at the bank through its two-year Finance Development Program and after three years in Finance transitioned into a role within Business Capital in 2019. He joined the bank straight after graduating from the University of North Florida (UNF) with dual Bachelor of Business Administration degrees in Finance and Economics. While in school, Joseph served as Student Body President and a Trustee on the UNF Board.

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Personal: I am 35 years old and reside in Granger, a suburb of South Bend, IN. I am married to my wife Cristine since 2014 and have two kids. My daughter Camille is 5 and my son Wade just turned 3. We are fortunate to have our extended family reside in the nearby area and spend the majority of our summer free time on the water at a family lake home. I am struggling to get better at golf, but enjoy 9 holes after work when my schedule affords.

Professional: I joined 1st Source Bank in 2016 following a decade in sales and business prospecting. New to commercial lending at the time, I received a tremendous education as an SBA focused Small Business Lender. In this role I became practiced in CRE, working capital facilities, business acquisitions, and utilized SBA afforded protections to help start-up businesses obtain capital. In 2018 I joined 1st Source Bank’s Specialty Finance Group and pivoted to a career in equipment finance. I specialized in growing the banks delivery and vocational vehicle portfolio and maintain my production focus in this area to date. In 2020, I entered into a management role of our Specialty Vehicle Division. This division houses a number of product lines to include Motorcoach, Shuttle Bus, Delivery, and Funeral Car. I am a committee member of the bank’s Commercial Banking Development Program and enjoy working with young emerging bankers eager to explore their own careers.

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Erin has 15+ years managing office buildouts and corporate events for mid-sized to large international organizations. Working with multiple internal and external stakeholders to ensure goals exceed expectations.

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I have been in the finance industry for 16 years with more than 10 years focusing on title operations. I joined Dakota in 2016 as a “Customer Service/Title Analyst”. During my time at Dakota, I have held different roles, such as Lease Coordinator, Asset Management and more recently as the Title Department Manager. I helped Dakota create our title department and grow from a 1-person department to a 7-person department. I live in Los Angeles and when I’m not keeping busy with work, I spend my time with family and friends.

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Brian Dundon joined First Financial in 2013 and currently serves as Senior Vice President. In this role, he oversees First Financial's credit, syndication, and portfolio management activities, with the ultimate goal of empowering First Financial and his colleagues to make well-informed, forward-thinking business decisions that will bring long-term benefit to its customers. Brian was drawn to leasing and finance after the Great Recession in 2008 and has since dedicated his 10+ year career to being a facilitator for smart, responsible business. Prior to joining First Financial, he was the Senior Credit Analyst for CHG-MERIDIAN’s U.S. operations, joining shortly after its founding in 2009.

Brian holds a B.A. in Economics from Wheaton College in Massachusetts. When not at work, he can be found baking artisan bread with his wife and daughter and finding new and creative ways to use CSA produce.

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David B. Miles, Jr. was born and raised in Norwalk, CT. I would consider myself part of the “latchkey generation” of kids that were raised by working parents who needed to establish independence and self-sufficiency at an early age. This upbringing would ultimately shape and positively contribute to the man I would later become. If I could point to one significant childhood event that would change the course of my life, I would say it was my parent’s decision to place me in private school after I completed elementary school. From grades 6 through 12, I attended St. Luke’s School which is an elite private school located in New Canaan, CT. I believe this educational environment with smaller classrooms and a lower student/teacher ratio helped me reach my academic potential.

I graduated from St. Luke’s School in Spring 1997 and attended Wagner College in Fall 1997 on a partial athletic (football) scholarship. After a year at Wagner College, I decided that I needed a change in environment and transferred to Morehouse College in Atlanta, GA. After my first semester at Morehouse, while home for Winter break, my mother passed away unexpectedly at the age of 46. I was 19 at the time. I was urged by some family members to stay home and take time off to deal with the sudden loss. I decided to return to school and continue my studies while also participating in Track & Field. Morehouse College was expensive so in order to lower costs I decided to eliminate Room and Board expenses and moved off campus. In doing so, I could no longer run Track because I had to work in order to pay expenses incurred from living off campus. In Spring 2002, I graduated from Morehouse College with my Bachelor’s degree in Business Administration with a concentration in Management.

After working various sales and banking jobs in the Atlanta area post-graduation, I decided to come home to Connecticut in 2006. Hitachi Capital America Corp (now Mitsubishi HC Capital America) gave me my start in Equipment finance in the capacity of a Jr. Credit Analyst. I immediately knew that I found my niche and underwriting was what I wanted to do with my career. All was going well at Hitachi until the Great Recession hit and I was subsequently laid off in February 2009. I would later come to realize that this event was one of the biggest blessings of my career. In May 2009, a recruiter reached out and presented me with an opportunity to interview with a small but growing finance company specializing in Coin Laundromat financing, Eastern Funding LLC. During that time, the credit market was mostly frozen with companies either laying off/furloughing Credit professionals and/or halting lending operations. I interviewed well and didn’t think twice about accepting the position as a Credit Analyst.

I performed well as a Credit Analyst during my first few years at Eastern Funding and was promoted to Senior Credit Analyst in January 2012. In October 2012, Eastern Funding launched Specialty Equipment Vehicle Group (SVEG) and the Credit Team Leader at that time transferred to that division. This created the opportunity for me to lead the team and I was promoted to Credit Team Leader. Over the course of the next several years I was fortunate to be involved in many significant projects including but not limited to:

Miser to Jack Henry Conversion (back end system)

Paperless Conversion/Transition to Synergy

Advantage to Vision Conversion (front end Originations system)

Vision to Vision XV Conversion

Vision XV to nCino Conversion

I am grateful to have also contributed to the growth and success of Eastern Funding LLC over the years. I have held titles including Credit Analyst, Senior Credit Analyst, Credit Team Leader, AVP and my current title of Vice President of Credit. I am now being promoted to VP, Director of Credit. In 2022, I will be working on ensuring the successful merger of Eastern Funding and Macrolease. I will also be focused on leading and making an impact at the executive level. I am confident the STRIPES leadership program will assist me in achieving these initiatives.

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My name is Ana Lage, I have been in the finance industry for 23 years. I am currently the AVP Documentation Manager at Eastern Funding LLC where I have been employed for almost 10 years. In addition to managing the documentation department I also focus on improving workflows and creating enhancements in originations. I am a critical member of the conversion team that successfully converted Eastern Funding’s enterprise platform. I am very enthusiastic about operational excellence passionate about my team’s growth and continuous improvement. Finally, I also chair 3 very active employee focused committees.